BOLI Rescue is not an insurance or investment firm. BOLI Rescue will refer qualified banks to affiliated licensed companies. Banks and other financial institutions will work with registered representatives from TRC Financial and Mezrah Consulting who are licensed to sell insurance, annuities, private placements, as well as other securities products. This is not an offer to sell a security or insurance product.

 

Institutional investor: As defined in Rule 4512(c), if (1) the member or associated person has a reasonable basis to believe that the institutional customer is capable of evaluating investment risks independently, both in general and with regard to particular transactions and investment strategies involving a security or securities and (2) the institutional customer affirmatively indicates that it is exercising independent judgment in evaluating the member's or associated person's recommendations. Where an institutional customer has delegated decision-making authority to an agent, such as an investment adviser or a bank trust department, these factors shall be applied to the agent.

 

The performance date quoted represents past performance and does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than the original cost. Current performance may be lower or higher than the performance quoted. For performance data current to the most recent month-end, please call (800) 872-1920 to speak with a registered representative.

 

Investments in securities involve risks, including the possible loss of principal. The BOLI Rescue private placement insurance structure may not be appropriate for all banks. It is important to analyze the differing tax characteristics and investment risks before repositioning an in-force BOLI portfolio. Private placement insurance products are long-term investments and may not be suitable for all investors. An investment in private placement insurance are for qualified and/or accredited investors and is subject to fluctuating values of the underlying investment options and it entails risk, including the possible loss of principal. BOLI is tax-free if held until the death of the insured compared to a private placement insurance structure that will require taxation on income each year. The outcome of BOLI Rescue will not always be beneficial for the bank and must be evaluated for investment risk, taxation and product characteristics.

 

This information is for general and educational purposes and not intended as legal, tax, accounting, securities, or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type. Information obtained from third-party sources are believed to be reliable but not guaranteed.

 

Please visit important disclosure pages at TRC Financial and Mezrah Consulting websites for information on each firm's broker-dealer. TRC Financial and Mezrah Consulting are all independently owned and operated from each other.

 

This material and the opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual or entity. To determine what is appropriate for you, please contact a Financial Professional.

 

Private Placement Life Insurance is an unregistered securities product and is not subject to the same regulatory requirements as registered variable products. As such, Private Placement Life Insurance (or Annuities) should only be presented to accredited investors or qualified purchasers as described by the Securities Act of 1933.